Our community is facing unprecedented challenges due to the Covid-19 pandemic. We offer interest-free Coronavirus Impact loans to Jewish residents of Northern California and employees of Northern California Jewish organizations whatever their religious background. Yet for many, the need outstrips the help that Hebrew Free Loan can provide. This Resource Guide aims to help you explore additional sources of financial support.

DISCLAIMER: This information may not be 100% up to date and does not constitute legal advice. Be sure to ask your finance professionals about your options. We will update this guide as often as possible, but new information is coming out every day. Please contact Terry Lowe at terry@hflasf.org or (415) 546-9902 x108 with any additional resources.

PLEASE NOTE: Click on any green text below for links to articles and websites with in-depth information on each topic.


Unemployment Benefits: If you’re out of work because of the pandemic, you may be eligible for unemployment now, even if you wouldn’t have been under normal circumstances. This includes self-employed individuals and people who were about to start a new job, but couldn’t because of Covid-19. Visit the California Employment Development Department’s page to submit a claim for unemployment benefits.


Paycheck Protection Program: Loans designed to help businesses and nonprofits pay their employees during the pandemic. Some portion may be used for rent, mortgage interest, or utilities. Loans may be forgiven under certain circumstances.

Economic Injury Disaster Loans: Application process includes a $10K advance as soon as your application is approved.

SBA Express Bridge Loans: Access to advances of up to $25K on the Economic Disaster Loan program.

Covid-19 Resources for Employers & Workers: The California Labor & Workforce Development Agency is a centralized source of information to help keep workers and employers safe.

Additional Resources: Some city and county governments, as well as local economic development organizations, offer direct financial assistance, loans, or payment deferments. Check your local area for additional resources.


California Covid-19 Policies: Some protections are in effect across the state, others vary by city or county. Includes statewide eviction moratorium for renters, mortgage forbearance from certain lenders, relief from some bank fees. Check with your local government to find out more.

Food Banks: If you’re struggling to feed yourself or your family, food banks offer free groceries or help with access to free meals. You may also be eligible for CalFresh, commonly known as food stamps. New policies make it much easier to apply, and food banks can guide you through the process. Below are links to a few Bay Area food banks. Check your local community for others.

Alameda County Community Food Bank
Redwood Empire Food Bank
SF-Marin Food Bank
Second Harvest Food Bank
JFCS Food Banks

Jewish Family and Children’s Services: Jewish residents of Sonoma, Marin, San Francisco, San Mateo, or Northern Santa Clara counties may be eligible for emergency financial assistance or a wide range of other services: counseling, home care, meal delivery, and more.

Jewish Family and Community Services East Bay: Refugees, immigrants, and low-income families may be eligible for emergency financial assistance to help with housing and food costs. Additional services include meal delivery, counseling, and immigration legal services.

Hebrew Free Loan Coronavirus Impact Loans: If you need immediate assistance to cover your basic living expenses or any other urgent matters, APPLY TODAY for an interest-free loan from Hebrew Free Loan. Amounts up to $20,000; repayment rates vary. Please spread the word!


‘Shelter in place’ FAQ

Coronavirus Live Updates from the San Francisco Chronicle

Coronavirus coverage from j. The Jewish News of Northern California