We provide interest-free loans to help Jewish individuals in Northern California overcome financial challenges and pursue life dreams. Loans are also available to those who meet one of the following criteria, regardless of religion:

• Employee of a Jewish organization
• Business partner with a Jewish resident of Northern California
• Student from a lower income home who is referred by a partner agency (click here to learn more)

As loans are repaid, funds are recycled to make new loans. We’ve proven the success of this model with a repayment rate of over 99%.


IAJFL Accredited LogoHebrew Free Loan is a founding member of the International  Association of Jewish Free Loans (IAJFL). The IAJFL is a network of more than 40  Jewish free loan agencies throughout the world with the common goal of providing  interest-free loans to those in need. If you do not live in Northern California, check out the IAJFL website to find your nearest free loan agency!