Hebrew Free Loan pollak student loan

Pollak Student

Interest-free loans up to $6,000/year

Interest-free student loans to help with higher education costs for students from low and moderate income homes in Northern California. Students do not need to be Jewish, but must be referred by one of Hebrew Free Loan’s partner agencies. Please check our list of partners and reach out to your contact at that agency to ask for a referral. If you don’t see an organization you’re connected with, feel free to email Terry Lowe, Assistant Director, or call (415) 546-9902 x108 to see if you might be eligible.

Students may borrow up to $6,000 per academic year, which may be used for tuition, fees, books, or living expenses, including transportation needs or purchase of a laptop computer. Graduate students may be eligible for up to $10,000 per year.

The Pollak Community Loan Program awards loans to students who might not otherwise be able to enroll in school. Loans are available for college, university, vocational school, or graduate school. Check out our FAQ here to learn more about how the loans work, who is eligible, and how to apply.

Hebrew Free Loan is based on principles found in the Torah, in which we are commanded not to derive personal benefit — i.e. not to charge interest — when we lend money to assist those in need. Click here to watch a short video about Parashat Mishpatim, the Torah section that contains these teachings.

We’ve proven the success of our model with a repayment rate of over 99.5%. That’s the beauty of interest-free lending. As loans are repaid, funds are recycled to make new loans. Many loan recipients also participate in our Full Circle Club, in which former borrowers pay forward the help they received by donating Hebrew Free Loan to help the next person in need.

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