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Loan Types

We provide interest-free loans to help Jewish individuals in Northern California overcome financial challenges and pursue life dreams. Loans are also available to those who meet one of the following criteria, regardless of religion:

• Employee of a Jewish organization
• Business partner with a Jewish resident of Northern California
• Student from a lower income home who is referred by a partner agency (click here to learn more)

As loans are repaid, funds are recycled to make new loans. We’ve proven the success of this model with a repayment rate of over 99%.

See below to find out which loan type is right for you. If you aren’t sure, please call (415) 546-9902 x104 or e-mail info@hflasf.org.

*Applicants to the Pollak Community Loan Program do not need to be Jewish, but must be referred by one of our partner agencies.This program provides student loans to young people from lower-income homes.