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hebrew free loan student loan living expense tuition


$6,000/year for undergraduates; $10,000/year for graduate & vocational students

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Get help with the costs of pursuing a degree or certification. Loans are available for students enrolled at least half-time at an accredited college or university or a licensed vocational school. Checks are written in the student’s name and may be used for tuition, fees, books, or living expenses.

Undergraduates are eligible to borrow $6,000 per academic year, with no more than $20,000 outstanding at one time. Graduate and vocational students may borrow $10,000 per academic year, with no more than $40,000 outstanding at one time.

All students are required to make a small loan payment while they are in school ($125 – $185/mo, depending on the amount borrowed), so the loan balance begins to be paid off while a student is still enrolled.

How does a student loan with Hebrew Free Loan of San Francisco differ from a traditional student loan?  Repayment begins 30 days upon loan disbursement (as opposed to federal student loans where repayment is postponed until after graduation.)  Also, our loans are interest free.

Hebrew Free Loan is based on principles found in the Torah, in which we are commanded not to derive personal benefit — i.e. not to charge interest — when we lend money to assist those in need. Click here to watch a short video about Parashat Mishpatim, the Torah section that contains these teachings.

We’ve proven the success of our model with a repayment rate of over 99.5%. That’s the beauty of interest-free lending. As loans are repaid, funds are recycled to make new loans. Many loan recipients also participate in our Full Circle Club, in which former borrowers pay forward the help they received by donating Hebrew Free Loan to help the next person in need.

[People sometimes ask about debt consolidation for student loans. If you need help with student loan debt, please call us at (415) 546-9902 x110 BEFORE you apply.]

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