Hebrew Free Loan Life cycle loan bar mitzvah wedding bat mitzvah

Life Cycle

Life cycle loans up to $10,000

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With our life cycle loan, you can get help with the costs of celebrating a festive occasion such as a wedding or a bar/bat mitzvah, or the expenses of b’nai mitzvah study and preparation. Loans can also assist with burial or funeral expenses for a loved one. These loans make it possible for couples or families to hold modest celebrations and remembrances, in keeping with Jewish tradition.

Hebrew Free Loan is based on principles found in the Torah, in which we are commanded not to derive personal benefit — i.e. not to charge interest — when we lend money to assist those in need. Click here to watch a short video about Parashat Mishpatim, the Torah section that contains these teachings.

We’ve proven the success of our model with a repayment rate of over 99.5%. That’s the beauty of interest-free lending. As loans are repaid, funds are recycled to make new loans. Many loan recipients also participate in our Full Circle Club, in which former borrowers pay forward the help they received by donating Hebrew Free Loan to help the next person in need.

If you’re unsure what loan type to apply for, select the one that seems like the best fit. A loan officer will work with you to figure out what type of loan will be most helpful.

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Sarah Perna’s Story

Sarah received two interest-free loans from Hebrew Free Loan: a debt consolidation loan and a life-cycle loan to help her pay for her wedding.

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Not many people have lived through what Tamara has. After surviving the Holocaust and losing many family members, she suffered through years of religious

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