Get help with immediate needs or longer-term recovery costs related to a natural disaster. Loans can be turned around within days. Assistance includes:
EMERGENCY LOANS: Up to $2,000 in immediate support, to help with short-term loss of income or to get by until insurance or FEMA kicks in.
GENERAL NEEDS LOANS: Up to $20,000 for fire-related losses not covered by insurance or other relief sources: short-term rentals, home repairs, replacing a car, clothing, or furniture, etc.
HOMEBUYER LOANS: Up to $25,000 for those who have lost their homes and need help to rebuild or buy a new home. Loans cover construction costs, moving expenses, closing costs, appliances, furniture, and more. We typically offer these loans only to first-time homebuyers, but we are extending this support to those rebuilding their lives after a natural disaster.
BUSINESS LOANS: Up to $20,000 to help small business owners rebuild their businesses. Loans may help with damages to physical property, loss of inventory, temporary loss of business income, and other needs not covered by insurance.
UNEMPLOYMENT LOANS: Up to $15,000 for people who have lost their jobs or are unable to work due to the fires. These loans provide up to $2,500 per month for up to six months. Loan repayments will be deferred until three months after getting a new job or, if unemployment continues, nine months after the first loan disbursement.
Loan amounts above are general guidelines; amounts may vary. If you’re not sure which loan type to apply for, feel free to submit an application for the type that seems to best fit your situation. You’ll have a chance to talk with a loan officer and change your selection after you apply, if needed.
Feel free to call us at (415) 546-9902 x110 before you apply, if you have questions.