Interest-free loans up to $20,000
Loans can assist with needs such as rent & mortgage payments • food, insurance & child care • property taxes • small business expenses • debt payments.
If you’re unsure what type of loan to apply for, select the one that seems like the best fit. A loan officer will work with you to determine what type will be most helpful.
If you’re concerned about meeting our loan requirements, we still encourage you to apply and discuss your situation with your loan officer. Review our Guarantor FAQs here.
Questions? Contact Valerie at (415) 546-9902 x110 or info@hflasf.org. Loans can be turned around within days.
Hebrew Free Loan’s Model
Hebrew Free Loan is based on principles found in the Torah, in which we are commanded not to derive personal benefit — i.e. not to charge interest — when we lend money to assist those in need. Click here to watch a short video about Parashat Mishpatim, the Torah section that contains these teachings.
We’ve proven the success of our model with a repayment rate of over 99.5%. That’s the beauty of interest-free lending. As loans are repaid, funds are recycled to make new loans. Many loan recipients also participate in our Full Circle Club, in which former borrowers pay forward the help they received by donating Hebrew Free Loan to help the next person in need.
Featured Stories
Bob and Adele Bloch
Meet Bob and Adele Bloch, who received an interest-free Covid Relief loan that helped their business stay afloat during the early months of the…
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Leon Basin and Marina Nekhendzy-Basin
Leon Basin immigrated from Kharkov, Ukraine as a child. His wife, Marina Nekhendzy-Basin, immigrated from Saint Petersburg, Russia. Leon was nine years old when…
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Bonnie Patrick
Bonnie Patrick grew up on a ranch in the Central Valley where physical activity was a fact of life. So her job as Fitness…
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Adam Sciupac
Adam Sciupac isn’t the only little kid who dreamed of becoming a professional airline pilot, but he’s one of the lucky ones who found…
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Shelley Kaplan
The Jewish community has always been a big part of Shelley Kaplan’s life, from her childhood in Los Angeles to the twenty years she…
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Paul Kletser
Not so many years ago, Paul Kletser was a high school senior who couldn’t quite see his way forward. He wasn’t drawn to a…
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Paul and Carol Kameny
Like a lot of people who approached us for help during the Covid-19 pandemic, Paul Kameny and his wife Carol hadn’t thought of themselves…
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Margarita Begun
Until Covid-19 hit, things were going well for Margarita Begun. A single mother of two children in high school, Margarita has been supporting herself…
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Ariel Goldstein
Ariel Goldstein and his wife, Lisa Hepps, are passionate about travel. They’ve both built careers organizing and leading educational tours that build cross-cultural connections…
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Justin Griggs and Tory Eliot
As soon as you meet Justin Griggs and Tory Eliot, you know you’re with people who put their values first. Tory is a dedicated…
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David and Prune Poznic
When you meet David Poznic (also known as David Poznanter), you know immediately that you’re in the company of a real mensch, someone who…
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Ayal and Leah Amzel
Just a year ago, Ayal and Leah Amzel were celebrating the 20th anniversary of Yali’s Café. They opened the restaurant across the street from…
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Justine Chadly
When Justine Chadly couldn’t find a creative arts program for her two-year-old, she decided to start one herself. Justine grew up in San Francisco,…
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Rachel and Steve Thomas
When Rachel and Steve Thomas got married last month in a Sacramento park, their immediate family were the only guests, due to the Coronavirus…
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Dr. Leslie Weil, MD
Dr. Leslie Weil, MD, is an old-fashioned eye doctor, in the best sense of the word. She’s the type of doctor who calls her…
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Melissa Zohar
Melissa and her husband separated when she was pregnant with their second child, and since then she’s been raising her daughters (now four and…
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Adar and Saadi Halil
“We’re so grateful for Hebrew Free Loan, which came through for us when Covid-19 caused an abrupt and devastating drop in sales. Their fast-acting…
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Bezawit Abebe
Bezawit Abebe was born in Ethiopia and made aliyah to Israel in her 20s, becoming an Israeli citizen and dedicating herself to advocating for…
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Yelena Ostrovsky
Yelena Ostrovsky is a dentist with a thriving practice in San Francisco’s Marina district. Front and center for Yelena is the awareness that she’s…
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Fran Judd
The unique bond between people and horses is Fran Judd’s passion, and Renaissance Healing & Learning Center in Cotati is both a small business…
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Katrina and Pascual
Meet Katrina and Pascual, who faced a significant drop in income when the coronavirus hit. Katrina is a clinical social worker who had recently…
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